Binance VIP trading fees are one of the most significant financial benefits of the program. The tiered fee structure rewards higher activity with progressively lower rates on both spot and futures markets. The March 2026 update adjusted some futures fees for VIP 1 and VIP 2 to reflect current market dynamics.
Spot Trading Fee Schedule (2026)
Binance spot fees apply to all maker and taker orders on the spot market. BNB holders receive a 25% additional discount on applicable spot trades:
- Regular User: 0.100% maker / 0.100% taker
- VIP 1: 0.090% / 0.090%
- VIP 2: 0.080% / 0.080%
- VIP 3: 0.060% / 0.060%
- VIP 4: 0.040% / 0.040%
- VIP 5: 0.030% / 0.030%
- VIP 6: 0.020% / 0.025%
- VIP 7: 0.020% / 0.022%
- VIP 8: 0.015% / 0.020%
- VIP 9: 0.010% / 0.010%
Futures Trading Fee Schedule (2026)
Futures fees follow a maker/taker split, where maker fees (adding liquidity to the order book) are typically lower than taker fees (removing liquidity). The March 2026 update specifically lowered futures thresholds for VIP 1–3 while making minor adjustments to some USDT and USDC contract rates:
- Regular User: 0.020% maker / 0.050% taker (USDT-margined)
- VIP 1: 0.016% / 0.040%
- VIP 2: 0.014% / 0.035%
- VIP 3: 0.012% / 0.032%
- VIP 4–9: Rates continue to decrease with maker fees approaching 0.000%
BNB Fee Discount
Holding BNB in your Binance account provides a 25% discount on applicable spot trading fees, on top of your VIP tier rate. For example, a VIP 1 user with a 0.090% spot rate would effectively pay 0.0675% after the BNB discount. This discount compounds with VIP savings, making BNB holding a key strategy for cost optimization at every tier.
At VIP 9 with BNB discount applied, spot fees can fall below 0.008% — compared to 0.1% for regular users. This represents a 92%+ fee reduction for top-tier participants.
Fee Savings Calculator Example
To illustrate the impact of VIP fees: a trader executing $10M in monthly spot volume would pay $10,000 in fees at the regular 0.10% rate. At VIP 1 (0.09%), that drops to $9,000 — saving $1,000/month. At VIP 3 (0.06%), savings reach $4,000/month compared to the regular rate. These savings scale linearly with volume, making VIP status increasingly valuable as activity grows.
Viewing Your Current Fee Rate
Your current fee rate is displayed in the Binance trading interface and in the VIP Portal under "My Dashboard." The portal also shows your progress toward the next tier and estimated fee savings from upgrading, helping you make informed decisions about volume targets and BNB holding strategies.
